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RealPaycheckCalculator

Indiana Paycheck Calculator

Indiana has a flat 2.95% state income tax for 2026, but all 92 counties add their own local income tax (roughly 0.5% to 3%), so where you live matters. Use this calculator to see your 2026 take-home pay in Indiana after federal, state and local taxes and deductions.

Updated Checked against IRS Pub 15-T & state tables2.95% flat tax2026 rates
1 · Your pay
Tips, bonus or commission
2 · Your W-4
Other income, deductions & extra withholding
3 · Where you live & work
4 · Benefits & deductions 401(k), health, HSA
5 · New 2026 W-4 deductions New

The One Big Beautiful Bill Act added federal deductions for 2025–2028. Claim them on Step 4(b) of a 2026 W-4 to get the savings in every paycheck instead of waiting for your refund. They don't reduce Social Security, Medicare or (in most states) state tax.

Take-home$1,834.83per paycheck · See breakdown ↓

Indiana paycheck taxes at a glance (2026)

State income tax2.95% flat
Personal exemption$1,000 single · $2,000 married · $2,500 per dependent
State payroll programsNone
Local income taxesYes — nearly everywhere
Take-home rank ($75k)#37 of 51

How much is taken out of a $60,000 paycheck in Indiana?

Single filer, paid bi-weekly, standard 2026 W-4, no benefits, typical local tax:

LinePer paycheckPer year
Gross pay$2,307.69$60,000
Federal income tax−$193.08−$5,020
Social Security (6.2%)−$143.08−$3,720
Medicare (1.45%)−$33.46−$870
Indiana income tax−$66.94−$1,741
Other Indiana county (~1.6%) tax−$36.31−$944
Take-home pay$1,834.83$47,706

A married couple filing jointly on $100,000 in Indiana takes home about $80,251 a year ($3,086.58 bi-weekly).

Indiana take-home pay by salary

Single filer, 2026, bi-weekly pay. Click a salary for a full breakdown and comparison with every other state.

SalaryFederal taxFICAIndiana taxesTake-home / yrPer paycheck
$30,000$1,420$2,295$1,320$24,966$960.21
$40,000$2,620$3,060$1,775$32,546$1,251.75
$50,000$3,820$3,825$2,230$40,126$1,543.29
$60,000$5,020$4,590$2,685$47,706$1,834.83
$75,000$7,670$5,738$3,367$58,226$2,239.44
$100,000$13,170$7,650$4,505$74,676$2,872.13
$150,000$24,734$11,475$6,780$107,012$4,115.83
$200,000$36,734$14,339$9,055$139,873$5,379.71

Indiana's flat income tax

Indiana taxes all taxable income at the same 2.95% rate. Because the rate doesn't rise with income, your state tax grows in a straight line with your pay. Your effective state rate is still lower than 2.95% because of deductions and exemptions.

Local income taxes in Indiana

Nearly every Indiana resident owes a local income tax on top of state tax. Resident rates included in the calculator:

  • Marion County (Indianapolis): 2.02% of IN taxable income
  • Allen County (Fort Wayne): 1.59% of IN taxable income
  • Hamilton County: 1.1% of IN taxable income
  • Lake County: 1.5% of IN taxable income
  • St. Joseph County (South Bend): 1.75% of IN taxable income
  • Other Indiana county (~1.6%): 1.6% of IN taxable income

Non-residents who work in these cities often pay a lower rate. Choose "Custom rate" in the calculator to enter one.

How Indiana compares

On a $75,000 salary, Indiana ranks #37 of 51 for take-home pay among the 50 states and D.C. A single filer keeps $58,226 a year, or 77.6% of gross. See the full ranking in take-home pay by state, or browse all state paycheck calculators.

State figures are estimates of your annual Indiana tax liability, spread evenly across paychecks. Your employer's withholding also depends on your Indiana withholding certificate, if your state uses one, and can differ slightly.

Frequently asked questions

Does Indiana have a state income tax?

Yes. Indiana has a flat 2.95% state income tax for 2026.

How much is $60,000 a year after taxes in Indiana?

A single filer earning $60,000 in Indiana takes home about $47,706 a year, or $1,834.83 per bi-weekly paycheck, in 2026. That's after $5,020 federal income tax, $4,590 FICA and $2,685 in Indiana state and local taxes.

How much tax is taken out of a paycheck in Indiana?

On a $60,000 salary, about 20.5% of gross pay goes to taxes in Indiana: federal income tax (8.4%), Social Security and Medicare (7.65%), and state/local taxes (4.5%). Your exact share depends on your income, filing status and deductions.

Are there local income taxes in Indiana?

Yes. Local income taxes apply almost everywhere in the state. Examples include Marion County (Indianapolis), Allen County (Fort Wayne), Hamilton County, Lake County, St. Joseph County (South Bend). Pick your city or county in the calculator, or enter a custom rate.

Is Indiana a good state for take-home pay?

On a $75,000 salary, Indiana ranks #37 of 51 (50 states + D.C.) for take-home pay, at $58,226 a year for a single filer. Compare all states.

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