Skip to content
RealPaycheckCalculator

Massachusetts Paycheck Calculator

Massachusetts has a flat 5% income tax plus a 4% "millionaires tax" surcharge on income above about $1.08 million. Employees also pay up to 0.46% toward Paid Family and Medical Leave. Use this calculator to see your 2026 take-home pay in Massachusetts after federal, state taxes and deductions.

Updated Checked against IRS Pub 15-T & state tables5%–9%2026 rates
1 · Your pay
Tips, bonus or commission
2 · Your W-4
Other income, deductions & extra withholding
3 · Where you live & work
4 · Benefits & deductions 401(k), health, HSA
5 · New 2026 W-4 deductions New

The One Big Beautiful Bill Act added federal deductions for 2025–2028. Claim them on Step 4(b) of a 2026 W-4 to get the savings in every paycheck instead of waiting for your refund. They don't reduce Social Security, Medicare or (in most states) state tax.

Take-home$1,824.38per paycheck · See breakdown ↓

Massachusetts paycheck taxes at a glance (2026)

State income tax5% – 9% (2 brackets)
Personal exemption$4,400 single · $8,800 married · $1,000 per dependent
State payroll programsMA PFML (0.46%)
Local income taxesNone
Take-home rank ($75k)#45 of 51

How much is taken out of a $60,000 paycheck in Massachusetts?

Single filer, paid bi-weekly, standard 2026 W-4, no benefits:

LinePer paycheckPer year
Gross pay$2,307.69$60,000
Federal income tax−$193.08−$5,020
Social Security (6.2%)−$143.08−$3,720
Medicare (1.45%)−$33.46−$870
Massachusetts income tax−$103.08−$2,680
MA PFML−$10.62−$276
Take-home pay$1,824.38$47,434

A married couple filing jointly on $100,000 in Massachusetts takes home about $79,790 a year ($3,068.85 bi-weekly).

Massachusetts take-home pay by salary

Single filer, 2026, bi-weekly pay. Click a salary for a full breakdown and comparison with every other state.

SalaryFederal taxFICAMassachusetts taxesTake-home / yrPer paycheck
$30,000$1,420$2,295$1,318$24,967$960.27
$40,000$2,620$3,060$1,864$32,456$1,248.31
$50,000$3,820$3,825$2,410$39,945$1,536.35
$60,000$5,020$4,590$2,956$47,434$1,824.38
$75,000$7,670$5,738$3,775$57,818$2,223.75
$100,000$13,170$7,650$5,140$74,040$2,847.69
$150,000$24,734$11,475$7,870$105,921$4,073.88
$200,000$36,734$14,339$10,529$138,398$5,323.01

Massachusetts income tax brackets 2026

Rates apply to Massachusetts taxable income after the state standard deduction and exemptions.

Single

Massachusetts brackets, single
RateTaxable income
5%$0 – $1,083,150
9%Over $1,083,150

Married filing jointly

Massachusetts brackets, married
RateTaxable income
5%$0 – $1,083,150
9%Over $1,083,150

Massachusetts payroll taxes and contributions

  • MA PFML — 0.46% on wages up to $184,500. Massachusetts PFML is 0.88% of wages for employers with 25+ workers; up to 0.46% can come from your paycheck.

How Massachusetts compares

On a $75,000 salary, Massachusetts ranks #45 of 51 for take-home pay among the 50 states and D.C. A single filer keeps $57,818 a year, or 77.1% of gross. See the full ranking in take-home pay by state, or browse all state paycheck calculators.

State figures are estimates of your annual Massachusetts tax liability, spread evenly across paychecks. Your employer's withholding also depends on your Massachusetts withholding certificate, if your state uses one, and can differ slightly.

Frequently asked questions

Does Massachusetts have a state income tax?

Yes. Massachusetts has state income tax rates from 5% to 9% for 2026.

How much is $60,000 a year after taxes in Massachusetts?

A single filer earning $60,000 in Massachusetts takes home about $47,434 a year, or $1,824.38 per bi-weekly paycheck, in 2026. That's after $5,020 federal income tax, $4,590 FICA and $2,956 in Massachusetts state taxes.

How much tax is taken out of a paycheck in Massachusetts?

On a $60,000 salary, about 20.9% of gross pay goes to taxes in Massachusetts: federal income tax (8.4%), Social Security and Medicare (7.65%), and state taxes (4.9%). Your exact share depends on your income, filing status and deductions.

What state payroll deductions are there in Massachusetts?

MA PFML: Massachusetts PFML is 0.88% of wages for employers with 25+ workers; up to 0.46% can come from your paycheck.

Are there local income taxes in Massachusetts?

No. Massachusetts cities and counties don't levy a local income tax on wages.

Is Massachusetts a good state for take-home pay?

On a $75,000 salary, Massachusetts ranks #45 of 51 (50 states + D.C.) for take-home pay, at $57,818 a year for a single filer. Compare all states.

More paycheck tools