$42 an Hour Is How Much a Year?

Q: $42 an hour is how much a year?

$42 an hour is $87,360 a year before taxes, based on 40 hours a week for 52 weeks (2,080 hours). Working 50 weeks (two unpaid weeks off) makes it $84,000.

Q: How much is $42 an hour after taxes?

About $70,288 a year, or $5,857.31 a month, for a single full-time worker in a no-income-tax state. In the median state it's about $66,826, and in Oregon $63,606.

$42 an hour is $87,360 a year before taxes (40 hours a week, 52 weeks). After 2026 federal taxes and FICA, a single full-time worker takes home about $70,288 a year, or $5,857.31 a month, in a state with no income tax.

Updated October 28, 2026Checked against IRS Pub 15-T & state tables2026 tax yearAll 50 states

1 · Your pay

SalaryHourly

Hourly rate

Regular hours per week

Overtime hours per week

Overtime ratePay frequency

Tips, bonus or commission

Reported tips per paycheck

Bonus / commission per paycheck

2 · Your W-4

Filing status (W-4 Step 1c)Children under 17Other dependentsStep 2: I have more than one job, or I'm married filing jointly and my spouse works.

Other income, deductions & extra withholding

Other income (yearly)

W-4 Step 4(a)Deductions (yearly)

Step 4(b), beyond standardExtra withholding

Step 4(c), per paycheck

3 · Where you live & work

StateCity / county tax

4 · Benefits & deductions 401(k), health, HSA

Traditional 401(k) / 403(b)

Roth 401(k)

Health, dental & vision premiums

HSA contribution

Other pre-tax (FSA, commuter)

After-tax deductions

5 · New 2026 W-4 deductions New

The One Big Beautiful Bill Act added federal deductions for 2025–2028. Claim them on Step 4(b) of a 2026 W-4 to get the savings in every paycheck instead of waiting for your refund. They don't reduce Social Security, Medicare or (in most states) state tax.

No tax on tips — deduct reported tips (up to $25,000)No tax on overtime — deduct the "half" of time-and-a-half (up to $12,500; $25,000 joint)

Filers age 65 or olderNew-car loan interest (yearly)

Take-home$2,703.38per paycheck · See breakdown ↓

Your take-home pay

$2,703.38

bi-weekly paycheck · from $3,360.00 gross

Take-home80.5%
Federal11.9%
FICA7.6%

PaycheckMonthYear

Paycheck breakdown per paycheck
Earnings		$3,360.00
Regular pay		$3,360.00
Taxes withheld		−$656.62
Federal income tax	11.9%	−$399.58
Social Security (6.2%)	6.2%	−$208.32
Medicare (1.45%)	1.45%	−$48.72
Net pay		$2,703.38

Effective tax rate: 19.5%
Federal marginal rate: 22%
State marginal rate: 0%
Gross hourly equivalent: $42.00
Net hourly equivalent: $33.79
You keep: 80.5%

Estimates use 2026 IRS Pub 15-T withholding, SSA and state tables. Your employer's payroll may differ by a few dollars.

$42 an hour: yearly, monthly, weekly and daily

Period	Gross pay	Take-home (no state tax)
Year (2,080 hours)	$87,360	$70,288
Month	$7,280.00	$5,857.31
Two weeks (80 hours)	$3,360.00	$2,703.38
Week (40 hours)	$1,680.00	$1,351.69
Day (8 hours)	$336.00	$270.34

$42 an hour at different weekly hours

Hours over 40 are paid at time-and-a-half ($63.00), with the 2026 overtime deduction applied. Single filer, Texas.

Hours / week	Weekly gross	Weekly take-home	Yearly gross	Yearly take-home
20 hours (part-time)	$840.00	$716.86	$43,680	$37,277
30 hours (part-time)	$1,260.00	$1,054.33	$65,520	$54,825
35 hours	$1,470.00	$1,203.95	$76,440	$62,606
40 hours	$1,680.00	$1,351.69	$87,360	$70,288
45 hours (5 OT)	$1,995.00	$1,596.39	$103,740	$83,012
50 hours (10 OT)	$2,310.00	$1,841.09	$120,120	$95,737

$42 an hour after taxes in every state

Full-time ($87,360/year), single filer, ranked by take-home pay. Effective total tax rate in a no-income-tax state: 19.5%.

#	State	Take-home / yr	Per month	Bi-weekly	State + local tax	Total tax rate
1	Florida	$70,288	$5,857.31	$2,703.38	$0	19.5%
2	Nevada	$70,288	$5,857.31	$2,703.38	$0	19.5%
3	New Hampshire	$70,288	$5,857.31	$2,703.38	$0	19.5%
4	South Dakota	$70,288	$5,857.31	$2,703.38	$0	19.5%
5	Tennessee	$70,288	$5,857.31	$2,703.38	$0	19.5%
6	Texas	$70,288	$5,857.31	$2,703.38	$0	19.5%
7	Wyoming	$70,288	$5,857.31	$2,703.38	$0	19.5%
8	Alaska	$70,029	$5,835.77	$2,693.43	$259	19.8%
9	North Dakota	$69,843	$5,820.29	$2,686.29	$444	20.1%
10	Washington	$69,076	$5,756.34	$2,656.77	$1,212	20.9%
11	Ohio	$68,654	$5,721.17	$2,640.54	$1,634	21.4%
12	Arizona	$68,506	$5,708.86	$2,634.86	$1,782	21.6%
13	Louisiana	$68,053	$5,671.10	$2,617.43	$2,235	22.1%
14	Iowa	$67,620	$5,634.99	$2,600.76	$2,668	22.6%
15	Pennsylvania	$67,545	$5,628.72	$2,597.87	$2,743	22.7%
16	Mississippi	$67,525	$5,627.11	$2,597.13	$2,762	22.7%
17	Kentucky	$67,348	$5,612.31	$2,590.30	$2,940	22.9%
18	New Mexico	$67,338	$5,611.50	$2,589.92	$2,950	22.9%
19	North Carolina	$67,311	$5,609.24	$2,588.88	$2,977	23%
20	Nebraska	$67,192	$5,599.37	$2,584.32	$3,095	23.1%
21	Missouri	$67,119	$5,593.26	$2,581.51	$3,169	23.2%
22	Arkansas	$67,093	$5,591.12	$2,580.52	$3,194	23.2%
23	West Virginia	$67,012	$5,584.33	$2,577.38	$3,276	23.3%
24	Vermont	$66,982	$5,581.85	$2,576.24	$3,306	23.3%
25	Oklahoma	$66,902	$5,575.17	$2,573.16	$3,386	23.4%
26	Michigan	$66,826	$5,568.81	$2,570.22	$3,462	23.5%
27	Colorado	$66,768	$5,564.00	$2,568.00	$3,520	23.6%
28	Idaho	$66,766	$5,563.83	$2,567.92	$3,522	23.6%
29	Montana	$66,713	$5,559.40	$2,565.88	$3,575	23.6%
30	Alabama	$66,704	$5,558.69	$2,565.55	$3,584	23.6%
31	South Carolina	$66,668	$5,555.69	$2,564.16	$3,620	23.7%
32	Rhode Island	$66,668	$5,555.64	$2,564.14	$3,620	23.7%
33	Wisconsin	$66,604	$5,550.32	$2,561.69	$3,684	23.8%
34	Georgia	$66,527	$5,543.94	$2,558.74	$3,760	23.8%
35	Utah	$66,429	$5,535.75	$2,554.96	$3,859	24%
36	Indiana	$66,358	$5,529.87	$2,552.25	$3,929	24%
37	New Jersey	$66,354	$5,529.49	$2,552.07	$3,934	24%
38	Kansas	$66,213	$5,517.73	$2,546.64	$4,075	24.2%
39	Illinois	$66,108	$5,509.02	$2,542.62	$4,180	24.3%
40	Virginia	$66,079	$5,506.56	$2,541.49	$4,209	24.4%
41	Massachusetts	$65,838	$5,486.49	$2,532.23	$4,450	24.6%
42	District of Columbia	$65,831	$5,485.89	$2,531.95	$4,457	24.6%
43	Connecticut	$65,796	$5,483.01	$2,530.62	$4,492	24.7%
44	New York	$65,759	$5,479.89	$2,529.18	$4,529	24.7%
45	Maine	$65,655	$5,471.21	$2,525.17	$4,633	24.8%
46	Delaware	$65,514	$5,459.46	$2,519.75	$4,774	25%
47	Minnesota	$65,486	$5,457.19	$2,518.70	$4,801	25%
48	California	$65,273	$5,439.39	$2,510.49	$5,015	25.3%
49	Hawaii	$64,807	$5,400.55	$2,492.56	$5,481	25.8%
50	Maryland	$64,077	$5,339.79	$2,464.52	$6,210	26.7%
51	Oregon	$63,606	$5,300.47	$2,446.37	$6,682	27.2%

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